What Happens to Your Vanguard Estate Services Account When You Die
Quick Facts
Accounts
Download all statements
Beneficiaries
Verify designations
Estate
Estate services department
Step-by-Step Guide
Download account statements and documents
Download recent statements, cost basis reports, and beneficiary designations from all Vanguard accounts.
Contact Vanguard estate services
Contact Vanguard's estate services to initiate the transfer and settlement process.
Document Now Checklist
- Vanguard account numbers
- Account types and balances
- Beneficiary designations
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Vanguard Estate Services. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
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