What Happens to Your IRS / Tax Returns Account When You Die
Quick Facts
Deadline
April 15 following death
Difficulty
Hard
Key Info
Final tax return and possible estate return required
Step-by-Step Guide
Document tax information
Note your tax filing status, CPA/preparer name, and where prior tax returns are stored.
Estimated time: 10 min
Get an EIN for the estate
Executor applies for an Employer Identification Number (EIN) for the estate at irs.gov.
Estimated time: 15 min
File the final Form 1040
File a final individual tax return (Form 1040) for the year of death. Mark "DECEASED" across the top.
Estimated time: Varies
File estate tax return if needed
If the estate exceeds $13.61M, file Form 706 (Estate Tax Return) within 9 months of death.
Document Now Checklist
- Tax filing status
- CPA/preparer contact
- Prior return locations
- Estimated estate value
Last verified: June 2026. Platform policies may change. Verify current procedures directly with IRS / Tax Returns. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
Passport / Driver's License / State IDs
Cancel government IDs promptly to prevent identity theft. A deceased person's identity is a target for fraudsters.
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