What Happens to Your SGLI (Servicemembers' Group Life Insurance) Account When You Die
Quick Facts
Coverage
Up to $500,000
Deadline
File within 1 year
Contact
1-800-419-1473
Step-by-Step Guide
File SGLI claim immediately
File a claim with the Office of Servicemembers' Group Life Insurance at 1-800-419-1473. Coverage is up to $500,000. File within 1 year of death.
Gather required documents
You will need the death certificate, service member's SSN, and beneficiary identification to file the claim.
Document Now Checklist
- SGLI coverage amount elected
- Designated beneficiaries
- Service member's SSN and DoD ID
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Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with SGLI (Servicemembers' Group Life Insurance). This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
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