What Happens to Your Phantom Wallet Account When You Die
Quick Facts
Recovery
Seed phrase ONLY
Chains
Solana + ETH + BTC
No backup?
Permanently lost
Step-by-Step Guide
Locate seed phrase from vault documentation
Phantom is a self-custody wallet. Without the seed phrase, all funds are permanently lost.
Warning: No recovery without seed phrase
Restore wallet on a new device
Download Phantom app, choose "Import wallet", enter the seed phrase.
Transfer all assets to a new wallet
Create a new wallet, transfer all tokens immediately.
Document Now Checklist
- Seed phrase storage location
- Which chains have assets (Solana, ETH, BTC)
Tax and access note: Crypto receives a step-up in basis at death — get date-of-death valuations BEFORE selling anything. If the family cannot access the assets, professional supervised recovery is available through our partnership with The Crypto Accountant. Learn more →
Save this to your vault
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Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Phantom Wallet. This guide is for informational purposes only and does not constitute legal advice.
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