🤖 AI Assets & Subscriptions

What Happens to Your OpenAI / ChatGPT Account When You Die

Cancel API keys immediatelyExport conversations
OpenAI API keys can run up significant charges if left active. Cancel all API keys at platform.openai.com immediately.

Quick Facts

API keys

Cancel immediately — charges accrue

ChatGPT Plus

$20/mo subscription

Custom GPTs

May generate revenue

Step-by-Step Guide

1

Cancel ChatGPT Plus or Team subscription

Cancel the ChatGPT Plus ($20/mo) or Team subscription through Settings → Subscription to stop recurring charges.

2

Export conversation history

Go to Settings → Data Controls → Export to download all conversation history before closing the account.

3

Cancel ALL API keys immediately

Go to platform.openai.com → API Keys and delete every active key. Usage-based billing can accumulate significant charges.

4

Document Custom GPTs and GPT Store revenue

List all Custom GPTs built and any GPT Store revenue being generated. These may have ongoing commercial value.

Document Now Checklist

  • Account email
  • Subscription tier (Plus/Team/Enterprise)
  • Monthly API spend
  • Custom GPTs built
  • GPT Store revenue

Last verified: June 2026. Platform policies may change. Verify current procedures directly with OpenAI / ChatGPT. This guide is for informational purposes only and does not constitute legal advice.

Protect your OpenAI / ChatGPT account — and all your others

Document your digital life in a zero-knowledge encrypted vault. 1,800+ platform guides. Dead Man's Switch. Everything your family needs.

Start your free trial →