What Happens to Your Service Canada Account When You Die
Quick Facts
Death Benefit
$2,500 lump sum
Survivor Pension
Spouse may qualify
Deadline
Apply within 60 days
Step-by-Step Guide
Apply for the CPP Death Benefit
Submit Form ISP1200 to claim the $2,500 CPP Death Benefit. The estate, surviving spouse, or next of kin may apply. Apply within 60 days to avoid delays.
Apply for CPP Survivor Pension
The surviving spouse or common-law partner may be eligible for an ongoing CPP survivor's pension. Submit Form ISP1300 with the death certificate and marriage/common-law proof.
Cancel SIN and other benefits
Notify Service Canada to cancel the Social Insurance Number (SIN). Cancel Employment Insurance, Old Age Security, and any other federal benefits.
Return benefit payments received after death
Any EI, OAS, or CPP payments received after the date of death must be returned. Contact Service Canada to arrange repayment.
Document Now Checklist
- Social Insurance Number (SIN)
- Service Canada login credentials
- CPP contribution history
- Surviving spouse or partner details
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Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Service Canada. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
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