What Happens to Your NatWest UK Account When You Die
Quick Facts
Type
UK bank account
FBAR
Report if US person
Process
Grant of Representation may be needed
Step-by-Step Guide
Contact NatWest bereavement team
Call NatWest bereavement services at 0800 051 4015. Provide the death certificate and executor documentation. Accounts will be restricted upon notification.
Provide probate documents
Submit the Grant of Probate, Letters of Administration, or Scottish Confirmation. NatWest may release balances under £50,000 without formal probate.
Handle direct debits and standing orders
Review and cancel or redirect any direct debits and standing orders. NatWest will maintain essential payments (e.g., mortgage) during the probate process if requested.
Document Now Checklist
- NatWest account numbers and sort codes
- Approximate balances
- Direct debit and standing order list
- Probate status
Last verified: June 2026. Platform policies may change. Verify current procedures directly with NatWest UK. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
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