What Happens to Your Payment Processor Account Account When You Die
Quick Facts
Balance
Funds may be pending
Subscriptions
Customers on recurring billing
Revenue source
May be primary income
Step-by-Step Guide
Check the account balance
Log in and check for pending payouts, available balance, and any reserves held by the processor. This is money the business is owed.
Estimated time: Day 1
Review active subscriptions
Check for active recurring billing or subscription customers. These represent ongoing revenue that has value.
Estimated time: Day 1-3
Verify the payout bank account
Ensure payouts are going to an accessible bank account. If the bank account will be closed, update the payout destination first.
Estimated time: Week 1
Add an authorized user
Grant admin access to a trusted person who can manage the payment processor account and handle any disputes or refunds.
Estimated time: Day 1-3
Export all transaction data
Download complete transaction history for tax records and business valuation.
Estimated time: Week 1
Document Now Checklist
- Payment processor name and login credentials
- Business name on account
- Account/merchant ID
- Connected bank account for payouts
- Approximate monthly processing volume
- API keys location (if applicable)
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Payment Processor Account. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Domain Names (GoDaddy, Namecheap, Cloudflare)
Domains expire on a specific date. If not renewed, they become publicly available and can be registered by anyone.
Shopify
If you have an active Shopify store, orders may continue coming in. Your executor needs access immediately to fulfill or refund.
GitHub
Transfer important private repositories to a trusted collaborator or organisation. Go to Repo Settings → Transfer.
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