What Happens to Your Filecoin Account When You Die
Quick Facts
FIL tokens
Claim storage rewards
Collateral
Locked FIL for deals
Storage
Active deals may have obligations
Step-by-Step Guide
Claim FIL tokens
Check for earned FIL tokens from storage deals. Note that some FIL may be locked as collateral for active deals.
Handle active storage deals
Active storage deals have obligations. Failing to maintain them may result in slashed collateral. Family may need to continue operations or wind down gracefully.
Document Now Checklist
- Wallet address and seed phrase
- FIL balance (available + locked)
- Active storage deals
Tax and access note: Crypto receives a step-up in basis at death — get date-of-death valuations BEFORE selling anything. If the family cannot access the assets, professional supervised recovery is available through our partnership with The Crypto Accountant. Learn more →
Save this to your vault
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Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Filecoin. This guide is for informational purposes only and does not constitute legal advice.
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