What Happens to Your Clover POS Account When You Die
Quick Facts
Hardware
Owned or leased
Processing
Active daily transactions
Employees
May use for clock-in
Contract
May have multi-year term
Step-by-Step Guide
Review the processing contract
Clover devices are often sold through merchant service providers with multi-year contracts. Find the contract to understand termination terms, fees, and obligations.
Estimated time: Day 1-3
Ensure daily operations continue
The Clover system is likely integral to daily sales. Ensure a trusted person knows how to operate it and has manager-level access on the device.
Estimated time: Day 1
Check Clover Capital/loans
Clover offers merchant cash advances. Check if there is an active Clover Capital advance — this is a debt obligation that must be addressed.
Estimated time: Week 1
Export sales and reporting data
Access the Clover Dashboard online to export sales reports, employee data, inventory, and customer lists. Save this data for tax and business records.
Estimated time: Week 1
Determine hardware ownership
Check whether Clover devices are owned outright or leased. Leased hardware must be returned or the lease assumed by a new owner. Owned hardware has resale value.
Estimated time: Week 2
Document Now Checklist
- Clover web dashboard login email and password
- Merchant services provider name and contract
- Number and type of Clover devices
- Whether devices are owned or leased
- Connected bank account for deposits
- Whether Clover Capital/loan is active
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Clover POS. This guide is for informational purposes only and does not constitute legal advice.
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Shopify
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GitHub
Transfer important private repositories to a trusted collaborator or organisation. Go to Repo Settings → Transfer.
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