💼 Work & Business

What Happens to Your Clover POS Account When You Die

CRITICALPoint of Sale
DO NOT cancel — Clover POS is likely processing all in-store sales. The business may have a multi-year processing contract with early termination fees. Employees may depend on it for clock-in and scheduling.

Quick Facts

Hardware

Owned or leased

Processing

Active daily transactions

Employees

May use for clock-in

Contract

May have multi-year term

Step-by-Step Guide

1

Review the processing contract

Clover devices are often sold through merchant service providers with multi-year contracts. Find the contract to understand termination terms, fees, and obligations.

Estimated time: Day 1-3

2

Ensure daily operations continue

The Clover system is likely integral to daily sales. Ensure a trusted person knows how to operate it and has manager-level access on the device.

Estimated time: Day 1

3

Check Clover Capital/loans

Clover offers merchant cash advances. Check if there is an active Clover Capital advance — this is a debt obligation that must be addressed.

Estimated time: Week 1

4

Export sales and reporting data

Access the Clover Dashboard online to export sales reports, employee data, inventory, and customer lists. Save this data for tax and business records.

Estimated time: Week 1

5

Determine hardware ownership

Check whether Clover devices are owned outright or leased. Leased hardware must be returned or the lease assumed by a new owner. Owned hardware has resale value.

Estimated time: Week 2

Document Now Checklist

  • Clover web dashboard login email and password
  • Merchant services provider name and contract
  • Number and type of Clover devices
  • Whether devices are owned or leased
  • Connected bank account for deposits
  • Whether Clover Capital/loan is active

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Last verified: June 2026. Platform policies may change. Verify current procedures directly with Clover POS. This guide is for informational purposes only and does not constitute legal advice.

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