What Happens to Your Authorize.net Account When You Die
Quick Facts
Gateway type
Payment processing backbone
Recurring billing
ARB may be active
Integration
Connected to website/software
Contract
Through merchant provider
Step-by-Step Guide
Identify the merchant services provider
Authorize.net is a gateway, but there is typically a separate merchant account provider. Find the full payment processing chain to understand contracts and obligations.
Estimated time: Day 1-3
Check for active recurring billing (ARB)
Log into the Authorize.net Merchant Interface. Go to ARB (Automated Recurring Billing) to see active subscription profiles. These are customers being charged automatically.
Estimated time: Day 1-3
Review unsettled transactions
Check for any unsettled transactions that need to process. Also review any pending refunds or chargebacks in the dispute queue.
Estimated time: Week 1
Export transaction reports
Download all transaction history from the reporting section. Export unsettled, settled, and declined transaction reports for financial records.
Estimated time: Week 1
Coordinate with website developer
Authorize.net is integrated into the business website or software. The developer who maintains the site needs to be involved in any changes to avoid breaking the checkout process.
Estimated time: Week 2
Document Now Checklist
- Authorize.net login ID and password
- API Login ID and Transaction Key
- Merchant services provider name and contact
- Connected bank account for settlements
- Website or software using this gateway
- Developer/agency who integrated it
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Authorize.net. This guide is for informational purposes only and does not constitute legal advice.
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