What Happens to Your Aidvantage Account When You Die
Quick Facts
Discharge
Federal loans forgiven at death
Action
Submit certified death certificate
Autopay
Stop immediately
Step-by-Step Guide
Federal loans are discharged at death
Federal student loans are fully forgiven when the borrower dies. Submit a certified death certificate to Aidvantage to begin the discharge process.
Estimated time: 15 min
Contact Aidvantage bereavement department
Call Aidvantage and ask for the bereavement or estate services team. They will provide instructions for submitting the death certificate and processing the discharge.
Estimated time: 20 min
Check for private loans separately
Private student loans are NOT automatically discharged. Review all loan documents to determine if any loans are private — the estate may be liable for those.
Estimated time: 15 min
Stop autopay immediately
Cancel all automatic payments right away. Payments made after death may be refundable once the discharge is complete.
Estimated time: 5 min
Document Now Checklist
- Aidvantage account number
- Loan types (federal vs. private)
- Loan balances
- Autopay status
- Payment method on file
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Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Aidvantage. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
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Domains expire on a specific date. If not renewed, they become publicly available and can be registered by anyone.
Shopify
If you have an active Shopify store, orders may continue coming in. Your executor needs access immediately to fulfill or refund.
GitHub
Transfer important private repositories to a trusted collaborator or organisation. Go to Repo Settings → Transfer.
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