What Happens to Your AFORE (Mexican Retirement Fund) Account When You Die
Quick Facts
Type
Mexican retirement fund
Balance
Claim by beneficiaries
Process
Contact AFORE provider
Step-by-Step Guide
Contact AFORE provider
Laws and processes vary significantly by country. Consult an international estate attorney. Contact the specific AFORE provider (e.g., Profuturo, XXI Banorte, Coppel) to begin the beneficiary claim process.
Claim retirement fund balance
Designated beneficiaries can claim the AFORE balance. An apostilled death certificate and beneficiary ID will be needed.
Document Now Checklist
- AFORE provider name
- Account number or CURP
- Approximate balance
- Designated beneficiaries
Last verified: June 2026. Platform policies may change. Verify current procedures directly with AFORE (Mexican Retirement Fund). This guide is for informational purposes only and does not constitute legal advice.
Related Guides
Social Security
Social Security must be notified of death immediately. Benefits paid after death must be returned. Survivor benefits may be available.
IRS / Tax Returns
A final individual tax return must be filed for the year of death. Estates over $13.61M may owe federal estate tax.
Veterans Affairs (VA)
Veterans are entitled to burial benefits, a headstone or marker, a burial flag, and Presidential Memorial Certificate — all at no cost.
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