What Happens to Your Synchrony Financial Account When You Die
Quick Facts
Deadline
Cancel promptly
Difficulty
Easy
Key Info
Often backs store credit cards
Step-by-Step Guide
List all Synchrony cards
Synchrony backs many store cards (Amazon, Lowes, etc). List every card they service for you.
Estimated time: 10 min
Note savings accounts
If you have a Synchrony high-yield savings account, document the account number and balance.
Estimated time: 5 min
Executor contacts Synchrony
Call 1-866-419-4096 with Death Certificate to close cards and claim savings balances.
Document Now Checklist
- All store card numbers
- Savings account details
- Outstanding balances
Save this to your vault
When you document your accounts in Passed Plan, your family gets a personalized action plan — with only the guides that apply to them, in the right order, with your notes attached.
Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Synchrony Financial. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
Protect your Synchrony Financial account — and all your others
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