What Happens to Your SoFi Invest Account When You Die
Quick Facts
Investment
Estate claim for Invest account
Banking
SoFi Checking/Savings too
Loans
Check for SoFi loans (debt)
Step-by-Step Guide
Contact SoFi for estate claim — all accounts
SoFi may hold Invest, Checking, Savings, and loan accounts under one login. Contact SoFi to initiate estate claims for all accounts simultaneously.
Identify all SoFi products
Check for SoFi Invest (stocks/crypto), SoFi Money (checking/savings), SoFi loans (personal/student), and SoFi Credit Card. Loans are debts of the estate.
Cancel SoFi Plus if subscribed
Cancel any SoFi Plus membership to stop recurring charges.
Document Now Checklist
- SoFi account email
- Investment portfolio value
- Checking/Savings balances
- Outstanding loan balances if any
Last verified: June 2026. Platform policies may change. Verify current procedures directly with SoFi Invest. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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