What Happens to Your PayPal Credit / PayPal Pay Later Account When You Die
Quick Facts
Issuer
Synchrony Bank
Phone
1-844-373-4961
Separate
From PayPal account
Step-by-Step Guide
Contact Synchrony Bank: 1-844-373-4961
PayPal Credit is issued by Synchrony Bank — NOT PayPal. It is a separate credit line. Contact Synchrony directly for estate settlement.
Check for outstanding balance
PayPal Credit balances are estate debts. Report death and submit documentation.
Document Now Checklist
- PayPal Credit outstanding balance
- Whether separate from PayPal account
Last verified: June 2026. Platform policies may change. Verify current procedures directly with PayPal Credit / PayPal Pay Later. This guide is for informational purposes only and does not constitute legal advice.
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PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
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Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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