What Happens to Your Oscar Health Account When You Die
Quick Facts
Contact
hioscar.com/contact
Deadline
60 days for COBRA election
Action
Notify of death, elect COBRA
Step-by-Step Guide
Elect COBRA within 60 days
Contact Oscar Health through hioscar.com/contact to report the death and ask about COBRA continuation coverage for surviving dependents. The 60-day election deadline is strict.
Estimated time: 30 min
Process pending claims
Ensure any outstanding claims are submitted and processed. Provide the death certificate if Oscar requires it for claim settlement.
Download insurance documents
Log in to hioscar.com and download all Explanation of Benefits (EOB) statements, policy documents, and claims history before the account is closed.
Cancel policy
After COBRA decisions and claims are resolved, cancel the policy and request written confirmation.
Document Now Checklist
- Oscar Health member ID
- Policy number
- Contact page: hioscar.com/contact
- Covered dependents
- COBRA election deadline date
Last verified: June 2026. Platform policies may change. Verify current procedures directly with Oscar Health. This guide is for informational purposes only and does not constitute legal advice.
Related Guides
MyChart / Patient Portals
Document all doctors, hospitals, and patient portal accounts.
Health Insurance
Dependents on your health plan lose coverage when the primary holder dies. They have a 60-day special enrollment period to find new coverage.
Medicare
Note your Medicare number, Part A/B/C/D enrollment status, and any Medigap/supplement plan.
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