What Happens to Your Empower (Personal Capital) Account When You Die
Quick Facts
Managed wealth
Estate claim for managed funds
Aggregator
Shows linked account overview
Advisory fee
Stops on account close
Step-by-Step Guide
Contact Empower for estate claim
If Empower manages investments, contact their advisory team to initiate the estate claim. Provide a death certificate and letters testamentary.
Use aggregator view for account discovery
Empower's dashboard shows all linked financial accounts in one place. This can help identify other accounts that need estate attention.
Cancel advisory services
Cancel the wealth management advisory service to stop the management fee (typically 0.49%–0.89% of assets).
Document Now Checklist
- Empower account email
- Managed portfolio value
- Linked accounts visible in dashboard
- Advisory fee percentage
Save this to your vault
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Start your vault — free for 30 daysLast verified: June 2026. Platform policies may change. Verify current procedures directly with Empower (Personal Capital). This guide is for informational purposes only and does not constitute legal advice.
Related Guides
PayPal
PayPal balances are estate assets. Recurring payments continue until cancelled by executor.
Venmo
Venmo balance is an estate asset. Family cannot access the social feed or transaction history directly.
Cash App
If you hold Bitcoin in Cash App, document this separately — crypto recovery requires additional steps.
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