🏦 Banking & Finance

What Happens to Your Chase Bank Account When You Die

Estate AssetFDIC Insured

Quick Facts

Deadline

None — protected

Difficulty

Standard

Documents

Death cert + probate

Step-by-Step Guide

1

List all Chase accounts

Document every checking, savings, CD, and credit card account number. Include joint vs individual status.

Estimated time: 10 min

2

Note automatic payments

List all autopay bills and direct deposits so your executor can redirect or cancel them.

Estimated time: 15 min

3

Identify joint account holders

Joint accounts pass to the surviving holder automatically. Document which accounts are joint.

Estimated time: 5 min

4

Executor visits a Chase branch

Executor brings Death Certificate, Letters Testamentary, and their ID to any Chase branch to access accounts.

Document Now Checklist

  • All account numbers
  • Joint vs individual status
  • Automatic payments list
  • Direct deposit sources
  • Safe deposit box location (if any)

Last verified: June 2026. Platform policies may change. Verify current procedures directly with Chase Bank. This guide is for informational purposes only and does not constitute legal advice.

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